Mechanics - What data will be contained, how it will be encrypted and stored
Membership - Every new member will need to be added via a voting mechanism
Direction - How the network will expand, what further use cases to cater to
Network participants must regularly contribute hashed data to query the network for free.
Participant data is owned by the specific contributing participant, and participation is at will.
Data associated with a participant will be fully revoked from the network upon termination of membership.
// API request to query the network for the identitycurl -s -X POST \ -H "Content-Type: application/json" \ -H "Authorization: <AUTH_TOKEN_HERE>" -d \ '{ "Phone+ SSN (4)": "aJo6BXCZUVA=", "SSN + Last name": "UgSiBwgejvA=", "dob + SSN": "OaSoGrkBuKA=" }' \ https://api.fintech.fraud-dao.com/v1/query
// API responseHTTP 200 OKContent-Type: application/json{ "first_seen": "2019-05-02T16:05:07Z", "last_seen": "2022-04-13T02:40:54Z", "num_active_platforms": 5, "platform_activity": [ { "platform_type": "neobank", "num_registered_months": 22, "num_txn_active_months": 21, "months_since_active": 0, "avg_monthly_transacted_usd": "100-1000", "transaction_direction": "send_and_receive", "num_times_flagged": 2, "num_times_blocked": 1 }, { "platform_type": "p2p_payment", "num_registered_months": 24, "num_txn_active_months": 19, "months_since_active": 2, "transaction_direction": "send_and_receive", "avg_monthly_transacted_usd": "0-100", "num_times_flagged": 7, "num_times_blocked": 0 }, { "platform_type": "crypto", "num_registered_months": 36, "num_txn_active_months": 8, "months_since_active": 12, "transaction_direction": "receive", "avg_monthly_transacted_usd": "0-100", "num_times_flagged": 12, "num_times_blocked": 2 }, { "platform_type": "lender", "num_registered_months": 24, "num_txn_active_months": 19, "months_since_active": 2, "transaction_direction": "send_and_receive", "avg_monthly_transacted_usd": "0-100", "num_times_flagged": 7, "num_times_blocked": 0 }, { "platform_type": "neobank", "num_registered_months": 12, "num_txn_active_months": 1, "months_since_active": 11, "transaction_direction": "send", "avg_monthly_transacted_usd": "0-3000", "num_times_flagged": 1, "num_times_blocked": 1 }}
All end user PII are stored in a cryptographically hashed format that allows for zero-knowledge submission, storage, and querying of end user transaction activity
All network system and tool code and internal operational logs are white-boxed and made available to participants.
Query responses neither reveal the true identities of the end users nor the contributing fintech platforms.